Credit Solutions?

Simple solutions to improving your credit score

As a homebuyer or homeowner, your credit score has a direct effect on qualifying for a mortgage loan and the interest rate you will receive.

Community One Financial provides a centralized process of helping optimize and improve your credit score. In most cases you will see results in the form of positive credit score gains and improved credit reports.

If you want more information on how to improve your credit score contact Chris Johnston at 253-229-2562 or Cjohnston@CommunityOneOnline.com. The cost is $99 per person.

Tax Credit Update

First-time Home buyers can receive up to $8000 if they purchase (close)on a home before December 1, 2009. There are a few restrictions like income limitations and it must be your primary residence. If the home is sold within three years of purchase the entire amount of the credit is recaptured on the sale.

This is an excellent opportunity and the market is full of homes priced in the low $200,000 and below. If you have a family member or friend that is looking to get into the real estate market please give me a call. Or, email me with their information and I will contact them directly! My email address is kathyricks@johnlscott.com